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ดอกเบี้ยบ้านนั้นมหาโหด ควรรีบผ่อนให้หมดก่อนที่เราจะแก่แล้วผ่อนไม่ไหว
daawkL biiaF baanF nanH maH haaR ho:htL khuaanM reepF phaawnL haiF mohtL gaawnL theeF raoM jaL gaaeL laaeoH phaawnL maiF waiR
pronunciation guide
Phonemic Thaiดอก-เบี้ย-บ้าน-นั้น-มะ-หา-โหด-ควน-รีบ-ผ่อน-ไฮ่-หฺมด-ก่อน-ที่-เรา-จะ-แก่-แล้ว-ผ่อน-ไม่-ไหฺว
IPAdɔ̀ːk bîːa bâːn nán má hǎː hòːt kʰuːan rîːp pʰɔ̀ːn hâj mòt kɔ̀ːn tʰîː raw tɕàʔ kɛ̀ː lɛ́ːw pʰɔ̀ːn mâj wǎj
Royal Thai General Systemdok bia ban nan maha hot khuan rip phon hai mot kon thi rao cha kae laeo phon mai wai

 [example sentence]
definition
"Interest on home loans is cruel; [we] should pay off [loans] completely before we get too old to repay them."

componentsดอกเบี้ยdaawkL biiaFinterest paid on a loan; interest earned on a deposit
บ้าน baanFhouse; home; place (or one's place); village
นั้น nanHthat; so; like that; in that way
มหาโหดmaH haaR ho:htL[is] very cruel; very brutal; terrible
ควร khuaanM[auxiliary verb indicating] should; ought to; must
รีบ reepFto hurry
ผ่อน phaawnLto make payments; to pay a little at a time
ให้ haiFto give; to let; to send to; to allow; to convey towards; to pay (attention); to have someone do something
หมด  mohtL[is] empty; finished; all used up; complete; lost
ก่อนที่gaawnL theeFbefore
เรา raoMwe; us; our
จะ jaL[imminent aspect marker]
แก่ gaaeL[of a person or animal] [is] old; aged
แล้ว laaeoH[positioned at the beginning of a clause indicating the ordering of events or agreement with main clause] next; then; afterwards; so; finally; and
ผ่อน phaawnLto make payments; to pay a little at a time
ไม่ไหวmaiF waiR[is] incapable; intolerable; not able

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