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ชาวบ้านที่กู้เงินกองทุนหมู่บ้านไปใช้ หาได้นำไปใช้เพื่อเพิ่มสมรรถภาพในการผลิตของตนเพียงแต่นำเงินไปซื้อโทรศัพท์มือถือ,ตู้เย็น และทีวีเท่านั้น
chaaoM baanF theeF guuF ngernM gaawngM thoonM muuL baanF bpaiM chaiH haaR daiF namM bpaiM chaiH pheuuaF pheermF saL matH thaL phaapF naiM gaanM phaL litL khaawngR dtohnM phiiangM dtaaeL namM ngernM bpaiM seuuH tho:hM raH sapL meuuM theuuR dtuuF yenM laeH theeM weeM thaoF nanH
pronunciation guide
Phonemic Thaiชาว-บ้าน-ที่-กู้-เงิน-กอง-ทุน-หฺมู่-บ้าน-ไป-ไช้-หา-ได้-นำ-ไป-ไช้-เพื่อ-เพิ่ม-สะ-มัด-ถะ-พาบ-ไน-กาน-ผะ-หฺลิด-ของ-ตน-เพียง-แต่-นำ-เงิน-ไป-ซื้อ-โท-ระ-สับ-มือ-ถือ-ตู้-เย็น-และ-ที-วี-เท่า-นั้น
IPAtɕʰaːw bâːn tʰîː kûː ŋɤn kɔːŋ tʰun mùː bâːn paj tɕʰáj hǎː dâj nam paj tɕʰáj pʰɯ̂ːa pʰɤ̂ːm sà mát tʰà pʰâːp naj kaːn pʰàʔ lìt kʰɔ̌ːŋ ton pʰiːaŋ tɛ̀ː nam ŋɤn paj sɯ́ː tʰoː rá sàp mɯː tʰɯ̌ː tûː jen lɛ́ʔ tʰiː wiː tʰâw nán
Royal Thai General Systemchao ban thi ku ngoen kong thun mu ban pai chai ha dai nam pai chai phuea phoem samattha phap nai kan phalit khong ton phiang tae nam ngoen pai sue thora sap mue thue tu yen lae thi wi thao nan

 [example sentence]
"Rural people who borrowed money from the village bank do not use the funds to increase their efficiency to produce [goods]; rather, [they] use the money to buy only mobile phones, refrigerators, and televisions."

componentsชาวบ้านchaaoM baanFvillagers; "common folks"; the people; the hoi polloi, the salt of the earth
ที่ theeF[the relative pronoun] who [or subordiate conjunction] whom
กู้เงินguuF ngernMto borrow money with interest
กองทุนgaawngM thoonMfunds
หมู่บ้าน muuL baanFvillage
ไป bpaiMto go; <subject> goes
ใช้ chaiHto use, employ, exploit an object; utilize; resort to; implement
หา haaR[introductory adverb used in conjunction, sometimes with ไม่ , to create a negative clause]
ได้ daiFto receive; to obtain; acquire; get; have got
นำไปnamM bpaiMto take (to)
ใช้ chaiHto use, employ, exploit an object; utilize; resort to; implement
เพื่อ pheuuaFfor; on behalf of; for the purpose of...
เพิ่ม pheermFto increase; add; grow; advance; boost; develop; enlarge; enhance; escalate; expand; extend; multiply; raise; spread; swell; more
สมรรถภาพsaL matH thaL phaapFcompetence; effciency
ใน naiMin; inside; within; amidst; into; on; at a particular time
การผลิตgaanM phaL litLproduction; manufacturing
ของ khaawngRof; belonging to; that or those of; [a word used with a pronoun to indicate possesion, as in "John's truck"]
ตน dtohnMself; person; man; oneself
เพียงแต่phiiangM dtaaeLhowever; rather; only as far as, only to the point
นำ namMto bring or convey
เงิน ngernMmoney; finance; silver
ไป bpaiMto go; <subject> goes
ซื้อ seuuHto buy or purchase
โทรศัพท์มือถือtho:hM raH sapL meuuM theuuRcell phone; cellphone
ตู้เย็น dtuuF yenMrefrigerator
และ laeHand
ทีวีtheeM weeM[Thai transcription of the foreign loanword, "TV"] television
เท่านั้นthaoF nanHjust; only; no more than that

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